Start Here sheet showing five-minute setup and privacy limitations.

Annual Expense & Sinking-Fund Map

$19.00
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Start Here sheet showing five-minute setup and privacy limitations.
  • Start Here sheet showing five-minute setup and privacy limitations.
  • Item ledger with fictional annual bills and replacement items.
  • Twenty-four-month table and line chart comparing due amounts with active planning transfers.
  • Plan summary with as-of date, category totals, monthly total, and review steps.
  • Check sheet with status, parity, formula-error, and corrective-action rows.
  • Start Here sheet showing five-minute setup and privacy limitations.
  • Item ledger with fictional annual bills and replacement items.
  • Twenty-four-month table and line chart comparing due amounts with active planning transfers.
  • Plan summary with as-of date, category totals, monthly total, and review steps.
  • Check sheet with status, parity, formula-error, and corrective-action rows.
Annual Expense & Sinking-Fund Map

Annual Expense & Sinking-Fund Map

$19.00

Put nonmonthly costs on a plan you can actually review.

Turn the bills, targets, reserves, and dates you enter into a clear 24-month map - without linking accounts or relying on hidden estimates. Now includes the double-click app; the editable Excel workbook is still included.

What is included

Double-click local app (one file that opens in your web browser - no install, no account, and no internet connection needed; your entries stay on your computer), editable Excel workbook, setup guide PDF, fictional sample-summary PDF, US Letter and A4 print packs, fictional sample data, and plain-language formula and assumption references.

How it works

  1. Set an as-of date.
  2. Replace a fictional item.
  3. Enter your target, reserve, due date, recurrence, and priority.
  4. Review the monthly arithmetic, map, and checks.

Who it is for

Adults and households who already know which annual bills or replacement costs they want to track and prefer an editable local tool.

Who it is not for

Anyone seeking property valuations, repair schedules, insurance analysis, contractor recommendations, automated transfers, bank sync, or individualized financial advice.

Requirements and limitations

The app runs in a current desktop web browser and makes no network requests. The workbook is designed for Microsoft Excel desktop on Windows or Mac; Google Sheets import changes the privacy environment and compatibility is not promised, and Apple Numbers is unsupported. Formula cells are visible and editable. Every target, reserve, date, recurrence, and priority is entered by the buyer. The product does not estimate useful life, price, repair urgency, insurance adequacy, affordability, or correct priority. For educational and planning purposes only; not financial, investment, tax, legal, or other professional advice.

License

Personal/household use only; no resale, redistribution, sharing, client service use, or republishing. Maintenance updates, if released, apply to v1. Store refund policy governs purchases.

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