{"product_id":"annual-expense-sinking-fund-map","title":"Annual Expense \u0026 Sinking-Fund Map","description":"\u003cp\u003e\u003cstrong\u003ePut nonmonthly costs on a plan you can actually review.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eTurn the bills, targets, reserves, and dates you enter into a clear 24-month map - without linking accounts or relying on hidden estimates. Now includes the double-click app; the editable Excel workbook is still included.\u003c\/p\u003e\u003ch3\u003eWhat is included\u003c\/h3\u003e\u003cp\u003eDouble-click local app (one file that opens in your web browser - no install, no account, and no internet connection needed; your entries stay on your computer), editable Excel workbook, setup guide PDF, fictional sample-summary PDF, US Letter and A4 print packs, fictional sample data, and plain-language formula and assumption references.\u003c\/p\u003e\u003ch3\u003eHow it works\u003c\/h3\u003e\u003col\u003e\n\u003cli\u003eSet an as-of date.\u003c\/li\u003e\n\u003cli\u003eReplace a fictional item.\u003c\/li\u003e\n\u003cli\u003eEnter your target, reserve, due date, recurrence, and priority.\u003c\/li\u003e\n\u003cli\u003eReview the monthly arithmetic, map, and checks.\u003c\/li\u003e\n\u003c\/ol\u003e\u003ch3\u003eWho it is for\u003c\/h3\u003e\u003cp\u003eAdults and households who already know which annual bills or replacement costs they want to track and prefer an editable local tool.\u003c\/p\u003e\u003ch3\u003eWho it is not for\u003c\/h3\u003e\u003cp\u003eAnyone seeking property valuations, repair schedules, insurance analysis, contractor recommendations, automated transfers, bank sync, or individualized financial advice.\u003c\/p\u003e\u003ch3\u003eRequirements and limitations\u003c\/h3\u003e\u003cp\u003eThe app runs in a current desktop web browser and makes no network requests. The workbook is designed for Microsoft Excel desktop on Windows or Mac; Google Sheets import changes the privacy environment and compatibility is not promised, and Apple Numbers is unsupported. Formula cells are visible and editable. Every target, reserve, date, recurrence, and priority is entered by the buyer. The product does not estimate useful life, price, repair urgency, insurance adequacy, affordability, or correct priority. For educational and planning purposes only; not financial, investment, tax, legal, or other professional advice.\u003c\/p\u003e\u003ch3\u003eLicense\u003c\/h3\u003e\u003cp\u003ePersonal\/household use only; no resale, redistribution, sharing, client service use, or republishing. Maintenance updates, if released, apply to v1. Store refund policy governs purchases.\u003c\/p\u003e","brand":"Everstack Studio","offers":[{"title":"Default Title","offer_id":53964077498479,"sku":"EFM-SINKINGFUND-V1","price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0740\/1501\/5023\/files\/sinking-fund-start-here_27e805ea-4279-40c7-8617-9a75b88c96de.png?v=1787452193","url":"https:\/\/shop.everstackstudio.com\/products\/annual-expense-sinking-fund-map","provider":"Everstack Studio","version":"1.0","type":"link"}