{"product_id":"retirement-readiness-range-planner","title":"Retirement Readiness Range Planner","description":"\u003cp\u003e\u003cstrong\u003eSee how your retirement assumptions work together.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eA transparent planner that turns savings, spending, timing, benefits, and one-time events into three annual illustrations - plus sensitivity and a professional-meeting summary. Now includes the double-click app; the 13-sheet Excel workbook is still included.\u003c\/p\u003e\u003ch3\u003eWhat the planner does\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eThree annual paths - low, base, and high remain assumption labels, not rankings.\u003c\/li\u003e\n\u003cli\u003eNominal and today-dollar views - the basis stays visible.\u003c\/li\u003e\n\u003cli\u003eBenefits and life events - record dated estimates and one-time inflows or outflows.\u003c\/li\u003e\n\u003cli\u003eShortfalls stay visible - see depletion age and cumulative unmet spending.\u003c\/li\u003e\n\u003cli\u003eNine sensitivity cells - shift return by plus or minus 2 points and spending by plus or minus 15%.\u003c\/li\u003e\n\u003cli\u003eProfessional summary - bring a redacted snapshot and focused questions.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat's included\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eDouble-click local app - the planner's inputs, scenarios, sensitivity, and checks in one file that opens in your web browser. No install, no account, and no internet connection needed.\u003c\/li\u003e\n\u003cli\u003eRetirement Readiness Range Planner workbook with 13 sheets\u003c\/li\u003e\n\u003cli\u003e10-page Buyer Guide\u003c\/li\u003e\n\u003cli\u003ePrintable Professional Conversation Sheet\u003c\/li\u003e\n\u003cli\u003eLicense, limitations, changelog, and manifest\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eHow it works\u003c\/h3\u003e\u003col\u003e\n\u003cli\u003eKeep an untouched master copy.\u003c\/li\u003e\n\u003cli\u003eOpen the app (or the workbook) and replace the fictional inputs with aggregate, dated information.\u003c\/li\u003e\n\u003cli\u003eReview Checks and fix any FAIL.\u003c\/li\u003e\n\u003cli\u003eRead scenarios and sensitivity together.\u003c\/li\u003e\n\u003cli\u003eUse the redacted summary to prepare questions for qualified professionals.\u003c\/li\u003e\n\u003c\/ol\u003e\u003ch3\u003eGood fit\u003c\/h3\u003e\u003cp\u003eAdults roughly age 45-65; want assumption visibility; willing to verify data and consult professionals.\u003c\/p\u003e\u003ch3\u003eNot designed for\u003c\/h3\u003e\u003cp\u003eMonte Carlo probability, forecasts, readiness scores, tax\/RMD\/Medicare rules, healthcare analysis, allocation, securities, benefit calculations, claiming optimization, recommendations, or individualized advice.\u003c\/p\u003e\u003ch3\u003eCompatibility and privacy\u003c\/h3\u003e\u003cp\u003eThe app runs in a current desktop web browser and makes no network requests. The workbook is designed for current Microsoft 365 Excel desktop; other spreadsheet applications can alter formulas, validation, or formatting and are unsupported. Use aggregate values and aliases. Do not enter credentials, account numbers, Social Security numbers, earnings histories, or unredacted statements. Local files are not represented as encrypted or confidential.\u003c\/p\u003e\u003ch3\u003eLicense\u003c\/h3\u003e\u003cp\u003ePurchaser's personal or household use only; resale, redistribution, public upload, and commercial reuse are prohibited. Everstack Studio may issue version 1 corrections or compatibility updates when appropriate; perpetual updates and future major versions are not promised. The refund policy posted on the store at the time of purchase governs refunds. For educational and planning purposes only; not financial, investment, tax, or legal advice.\u003c\/p\u003e","brand":"Everstack Studio","offers":[{"title":"Default Title","offer_id":53964078710895,"sku":"EFM-RETIREMENT-RANGE-V1","price":49.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0740\/1501\/5023\/files\/01-retirement-cover_31f67dea-06a0-4943-a10f-1ce5d3f36cef.png?v=1787452214","url":"https:\/\/shop.everstackstudio.com\/products\/retirement-readiness-range-planner","provider":"Everstack Studio","version":"1.0","type":"link"}